Essential Insurance Products for Landscapers

Landscaping can be a very lucrative occupation if you have a flair for creativity and a number of basic skills. Although not generally seen as a dangerous occupation the manual labour side of the job can leave you will all kinds of debilitating injuries such as slipped discs, hernias and torn muscles. Then of course there is the possibility of injury from the machinery you use.

As a self-employed landscaper ask yourself how you would cope financially if you were unable to work for a lengthy period of time because of injury. What if you became ill with a serious condition, or worse still what if you pass away? Would your family be able to cope financially without the income from your landscaping business?

If the answer to the last question is no then you need to consider a few insurance products before anything serious happens. Among the best types of insurance to consider are

  • life insurance
  • income protection
  • business overheads insurance

Are these insurances worth buying?

As a self-employed landscaper all three of the insurances mentioned above are worth buying. You never know when you’re going to sustain an injury or develop an illness that puts you out of action for months or even years at a time and with no other income to fall back on you could lose everything you’ve worked so hard to achieve.

Worse still, you could unexpectedly pass away and leave your loved ones with nothing but bills, and no doubt this is the last thing you’d ever want to do.

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Income Protection  Life Insurance