Privacy Policy & Disclaimer

Privacy Policy &  Disclaimer
Posted March 14th, 2015

Privacy Policy
PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK FOR UPDATES

This Web site is not directed at persons under the age of 18. The following privacy statement (“Privacy Policy”) discloses our privacy practices and applies to the services available under the domain of www.lifedeal.com.au (the “Site). By registering on this Site through the submission of the information requested, you agree that the following terms and conditions of this Privacy Policy shall govern our use and disclosure of your personal information. If you do not agree with the terms and conditions of our Privacy Policy, please do not complete the information request form (i.e., do not register) or otherwise use or access this Site.

This Privacy Policy describes in some detail the information that we collect from you as part of the normal operation of our service, and what may happen to the information we collect. The Privacy Policy is effective upon your registration, and is otherwise effective on July 4th, 2013  for all users of this Site. The previous privacy policy was effective for all users prior to this date.

Your privacy is very important to us

We understand that some of the information that you might provide on our Site is personal and private. By submitting your personal information, you are entrusting us to handle information that you regard as private, solely for the purposes and in the manner set forth in this Privacy Policy and for no other purpose. In exchange for your trust, you expect us to handle your personal and private information in a professional manner that will be in keeping with your trust. Our Privacy Policy explains what information we obtain on this Site, and how we use the information disclosed to us to link you to our business affiliates who have expressed a willingness to provide you with the products and services associated with this Site.

Who We Are

We are an on-line consumer service that introduces Specialised Lenders, Mortgage Managers and/or Loan Originators of our choice (business affiliates) who have expressed a general willingness to review your information and determine if they are willing to provide you with the services or products that prompted you to visit our Site. When you visit our Site, you will be requested to complete a simple application with information that is deemed necessary for our business affiliates to perform a preliminary analysis of your qualifications to receive the service or products. Based upon your consent, as evidenced by your registering with us on this Site (i.e., your submission of the requested information on the application), we will forward the information that you provided to certain of our business affiliates for determining whether they will offer you the products and services that you are seeking.

In addition, from time to time, we or our business affiliates may e-mail you or otherwise correspond with you to inform you of additional opportunities to receive special offers for other services and/or products that we believe may be of interest. There are no fees for this premium service (“Premium Service”), and you are under no obligation to accept any service or product with any of our business affiliates.

Information We Collect

The information that we collect is generally limited to personal information about you that our business affiliates consider necessary for performing a preliminary evaluation of your qualifications. To the extent that you can order products, enter contests, express an opinion, or subscribe to a service(s), the type of personally identifiable information that may be collected may include: name; address; e-mail address; telephone number; fax number; occupation , salary. To the extent that you are requested and you do submit information about other people, such information will be limited recipient’s name, address, e-mail address, and telephone number.

We also collect user information that can help us optimize and enhance your experience on our Site; as well as provide you with an efficient, safe, smooth, and customised experience. For example, if you came to this Site from an online banner ad, pop-up or other advertisement, an anonymous identification number may be passed to our Site. In some cases, we may place a cookie in your browser. The aforementioned information cannot, by itself, be used to gather any personally identifiable information about you, but it will allow us to track the overall effectiveness of our online advertising campaigns. We also automatically track certain information with respect to your behaviour on the Site through the forgoing cookie or identification number. This non-personally identifiable information may include the Internet address or URL that you just came from and which URL you go to next; your computer browser information; and your IP address. We use this non-personally identifiable information in conjunction with some of the information that you provided to us to do internal research on our users’ demographics and behaviour; and to better understand how to best serve other users of this Site

Disclaimer
The purpose if this site is to provide you with an information service ONLY. You are advised to consult with a licensed financial service advisor prior to the execution of credit documentation with any financial institution.

Lifedeal.com.au advises that none of the information contained on this website is intended as financial planning or investment advice. No material contained within this website should be construed as providing recommendations in relation to any particular product or service. Lifedeal.com.au  recommends that advice should be sought from a registered and suitably qualified investment adviser prior to entering into any financial undertakings.

Lifedeal.com.au accepts no liability, to the extent permitted by law, for any loss or damage (including indirect, special or consequential loss or damage) to any person arising from the use of or reliance upon information gained from or via this web site. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk. If law prohibits such disclaimer, Lifedeal.com.au limits its liability, to the extent permitted by law, to the re-supply of such information. Lifedeal.com.au  accepts no liability for information provided by its business affiliates or contained in other web sites, which may be linked to this web site.

Nothing in this correspondence:

  • should be interpreted as being legal advice;
  • shall be construed as a solicitation of any kind;
  • should be interpreted as a signature mark that can create a legally binding commercial relationship;
  • should be omitted in any fair use of this correspondence;

 

Terms & Conditions applicable to NobleOak Ltd

You agree with us that:
i. You acknowledge that the insurance advice service is not provided by us and is provided through NobleOak. Ltd ABN 85 087 648 708 AFSL No.247302

ii. By clicking the “Get My Quote” button  you consent to us providing your personal information and other details in the online form toNobleOak. Ltd

iii. The information on this website related to insurance is for Australian residents only;

iv. You have read and accept the terms of Lifedeal.com.au Privacy policy and website

Terms and Conditions
x. “We” and “us” means Lifedeal.com.au
xi   Lifedeal.com.au is owned and operated by (Web Deal)


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