Category Archives: Income Protection Insurance

Read more news and articles about Income Protection Insurance in Australia

How to keep your insurance premiums as low as possible

Waiting period The first way of reducing the premiums you pay for your income protection policy is to have a longer waiting period between making a claim following an accident/injury/illness and receiving your first benefit payment. You can often stipulate …

Superannuation and Trauma Insurance

Superannuation is the retirement benefits procured by an employee after he or she gets retired. In Australia superannuation benefits is supported and encouraged by the government. The superannuation fund is built by the contributions made by both employees and employers …

The Alternative to Income Protection for Rural Australia

Income protection insurance is vital if you’re self-employed and rely on your income to pay your financial commitments. Unfortunately though for owners of businesses in rural Australia income protection insurance isn’t available. This means if you own a rural business …

What are Exclusions in Income Protection Insurance?

What is exclusion? Like any other type of insurance product, the income protection insurance policy also has some specific areas of exclusion. It is therefore important for the policyholder to be aware of conditions or events that are not covered …

Life Insurance For Construction Workers

Every week 50 Victorian construction workers are severely injured because of work site incidences. There is no doubt that construction is high-risk work but it also pays highly well. That is why so many people are willing to take the …

Income Protection and Returning to Work

Income protection policies these days help an individual in many more ways than just providing a replacement income. The policies are laid down in such a way that they are always there to help you whenever you need some. Now …

7 Questions to ask your life insurance consultant

If you’re buying a life insurance policy for the first time then you’re probably going to have a lot of questions you want answers to, and this isn’t a bad thing. Buying the wrong policy through lack of knowledge could …

Comparing Income Protection Insurance

Comparing insurance plans This is the first thing you should do when you decide to purchase an income protection policy mainly because comparing plans can help you identify which policy is ideal for you and the cost of the plan …

Debunking Life Insurance and Income Protection Myths

Term life insurance and income protection insurance plans are two types of life covers offered to buyers in Australia. These types of plans are both beneficial and affordable which means that buyers who want to purchase new plans can enjoy …

Income protection insurance for landscapers

A far more realistic scenario than you unexpectedly dying involves you being injured or contracting an illness that prevents you from earning a living as a self-employed landscaper. If for some reason you find you aren’t able to work for …