Income Protection Insurance Premiums

Look at some examples of what you would pay for income protection  in Australia. Please note: rates are based on a 30 day wait period, to age 65 benefit period with $50,000 per an.

Accountant

Age: 25 Non-Smoker $29
Age: 25 Smoker $36
Age: 35 Non-Smoker $37
Age: 35 Smoker $46

Manager

Age: 25 Non-Smoker $34
Age: 25 Smoker $41
Age: 35 Non-Smoker $44
Age: 35 Smoker $54

Carpenter

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

Postman

Age: 25 Non-Smoker $45
Age: 25 Smoker $55
Age: 35 Non-Smoker $61
Age: 35 Smoker $74

Teacher

Age: 25 Non-Smoker $35
Age: 25 Smoker $42
Age: 35 Non-Smoker $46
Age: 35 Smoker $56

Doctor

Age: 25 Non-Smoker $33
Age: 25 Smoker $39
Age: 35 Non-Smoker $40
Age: 35 Smoker $50

Nurse

Age: 25 Non-Smoker $61
Age: 25 Smoker $75
Age: 35 Non-Smoker $81
Age: 35 Smoker $100

Landscape Gardener

Age: 25 Non-Smoker $72
Age: 25 Smoker $89
Age: 35 Non-Smoker $92
Age: 35 Smoker $118

Chef

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

Mechanic

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

  Income Protection Life Insurance

 

Related reading about income protection

Essential Insurance Products for Landscapers
The Alternative to Income Protection for Rural Australia
How to keep your insurance premiums as low as possible
Life Insurance For Construction Workers
Debunking Life Insurance and Income Protection Myths
Income Protection and Returning to Work
Superannuation and Trauma Insurance
Income protection insurance for landscapers
7 Questions to ask your life insurance consultant
What are Exclusions in Income Protection Insurance?
Comparing Income Protection Insurance