Income Protection Insurance Premiums

Look at some examples of what you would pay for income protection  in Australia. Please note: rates are based on a 30 day wait period, to age 65 benefit period with $50,000 per an.

Accountant

Age: 25 Non-Smoker $29
Age: 25 Smoker $36
Age: 35 Non-Smoker $37
Age: 35 Smoker $46

Manager

Age: 25 Non-Smoker $34
Age: 25 Smoker $41
Age: 35 Non-Smoker $44
Age: 35 Smoker $54

Carpenter

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

Postman

Age: 25 Non-Smoker $45
Age: 25 Smoker $55
Age: 35 Non-Smoker $61
Age: 35 Smoker $74

Teacher

Age: 25 Non-Smoker $35
Age: 25 Smoker $42
Age: 35 Non-Smoker $46
Age: 35 Smoker $56

Doctor

Age: 25 Non-Smoker $33
Age: 25 Smoker $39
Age: 35 Non-Smoker $40
Age: 35 Smoker $50

Nurse

Age: 25 Non-Smoker $61
Age: 25 Smoker $75
Age: 35 Non-Smoker $81
Age: 35 Smoker $100

Landscape Gardener

Age: 25 Non-Smoker $72
Age: 25 Smoker $89
Age: 35 Non-Smoker $92
Age: 35 Smoker $118

Chef

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

Mechanic

Age: 25 Non-Smoker $60
Age: 25 Smoker $73
Age: 35 Non-Smoker $81
Age: 35 Smoker $99

  Income Protection Life Insurance

 

Related reading about income protection

Income protection insurance for landscapers
Superannuation and Trauma Insurance
The Alternative to Income Protection for Rural Australia
7 Questions to ask your life insurance consultant
Income Protection and Returning to Work
How to keep your insurance premiums as low as possible
Comparing Income Protection Insurance
Essential Insurance Products for Landscapers
Life Insurance For Construction Workers
What are Exclusions in Income Protection Insurance?
Debunking Life Insurance and Income Protection Myths